Frequently Asked Questions
FAQ's
Final Expense Insurance is designed to cover the costs of a funeral, medical bills, and other end-of-life expenses. This ensures your loved ones
aren’t left with a financial burden during an already difficult time.
Whole Life Insurance provides lifelong coverage and accumulates cash value over time. It offers both a death benefit and a savings component,
which can be borrowed against or withdrawn if needed.
Some policies, especially Final Expense Insurance, do not require a medical exam. Our agents can help you find the best option based on your
health and coverage needs.
The amount of coverage depends on factors such as your income, debts, and the financial needs of your dependents. Our agents can help you
determine the right coverage amount for your situation.
Yes, many life insurance policies are available to individuals with pre-existing conditions. We work with multiple carriers to find the best policy
that fits your health and budget.
Term Life Insurance provides coverage for a specific period, such as 10, 20, or 30 years, and typically has lower premiums. Whole Life Insurance
offers lifelong coverage with the added benefit of cash value accumulation.
Yes, depending on your policy, you may have options to increase coverage, convert a term policy to whole life, or add riders for additional
benefits. Our agents can help you understand your options.
Missing a payment can result in your policy lapsing. However, many policies offer a grace period, and some have provisions that allow you to use
accumulated cash value to cover missed payments temporarily.
Approval times can vary depending on the type of policy and whether a medical exam is required. Some policies, like Final Expense Insurance, can
be approved in just a few days, while others may take a few weeks.
At FinalExpense.co, we partner with over 20 top-rated insurance companies to provide personalized service and the best coverage options
tailored to your unique needs. Our team of experienced agents is committed to helping you find the right policy with ease and confidence.
