# Terms of Use

- Link: https://finalexpense.co/terms-of-use/
- Published: 2024-08-25T01:33:33+00:00
- Author: moedely

# Terms of Use

Last Updated: April 1, 2026

## Terms of Use

 

**Agreement to Terms**

By accessing or using the website at https://finalexpense.co (the “Site”), you agree
to be bound by these Terms of Use. If you do not agree, please do not use the Site.
Final Expense Company LLC (“we,” “us,” or “our”) reserves the right to modify these
Terms at any time. Your continued use of the Site after any changes constitutes 
acceptance of the updated Terms.

**About Our Services**

Final Expense Company LLC (EIN: 99-5097162) operates as an independent insurance
agency. Insurance products are offered through individually licensed agents. We 
are not an insurance carrier and do not underwrite or issue insurance policies. 
We are not a government agency and are not affiliated with Medicare, Medicaid, or
Social Security.

Our agents help you compare life insurance options from multiple carriers, including
Final Expense Insurance, Whole Life Insurance, and Term Life Insurance. All coverage
is subject to the terms, conditions, limitations, and exclusions of each insurance
carrier’s policy.

**Quotes and Coverage**

All insurance quotes provided through this Site are estimates based on the information
you provide. Final rates, terms, eligibility, and coverage are determined by the
insurance carrier during the underwriting process. We do not guarantee that any 
particular rate, coverage amount, or policy will be available to you.

Some Final Expense policies include a graded benefit period of up to 24 months. 
Your individually licensed agent will explain all applicable waiting periods, benefit
limitations, and policy terms before you apply.

**No Professional Advice**

The information on this Site is provided for general informational purposes only.
It does not constitute legal, tax, financial, or insurance advice. You should consult
with appropriate professionals before making insurance or financial decisions.

**Intellectual Property**

All content on this Site, including text, graphics, logos, and design elements, 
is the property of Final Expense Company LLC or its licensors and is protected by
applicable intellectual property laws. You may not reproduce, distribute, modify,
or create derivative works from any content on this Site without our prior written
consent.

Carrier names and logos displayed on this Site are trademarks of their respective
owners and are used for identification purposes only. Their use does not imply endorsement,
sponsorship, or affiliation.

**Your Use of the Site**

You agree to use the Site only for lawful purposes and in accordance with these 
Terms. You agree not to:

 * Use the Site in any way that violates applicable laws or regulations
 * Attempt to gain unauthorized access to any part of the Site
 * Use the Site to transmit harmful, fraudulent, or deceptive content
 * Interfere with the operation of the Site

**Third-Party Links**

The Site may contain links to third-party websites. We do not control and are not
responsible for the content, privacy practices, or terms of use of any third-party
website. Linking to a third-party site does not imply endorsement.

**Limitation of Liability**

To the maximum extent permitted by applicable law, Final Expense Company LLC shall
not be liable for any indirect, incidental, special, consequential, or punitive 
damages arising from your use of the Site or reliance on any information provided
on the Site.

We do not guarantee that the Site will be available at all times, error-free, or
free of harmful components. The Site and its content are provided “as is” and “as
available” without warranties of any kind, express or implied.

**Dispute Resolution**

Any disputes arising from or relating to these Terms or your use of the Site shall
be governed by the laws of the State of New Hampshire, without regard to conflict
of law provisions. You agree to submit to the personal jurisdiction of the courts
located in Hillsborough County, New Hampshire for resolution of any disputes.

**Privacy**

Your use of the Site is also governed by our Privacy Policy, available at https://
finalexpense.co/privacy-policy/. Please review it to understand how we collect, 
use, and protect your information.

**Contact Us**

If you have questions about these Terms of Use:

**Email:** [support@finalexpense.co](https://finalexpense.co/terms-of-use/support@finalexpense.co)
**
Phone:** [(888) 322-1204](https://finalexpense.co/terms-of-use/(888) 322-1204)**
Address:** Final Expense Company LLC, 85 S River Rd STE 1, Bedford, NH 03110